When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said, there are certain things you can do to make certain that your offer is the one the Seller goes with.
The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Even though most people will eventually be approved, having a Certificate of Financing Approval, allows the Seller to accept your offer over other competing offers that still require financing approval. Lastly, from a cost savings perspective...
As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your price range, type of financing available, interest rate and estimate of closing costs. If you do this before looking or finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.
Should you decide that you wish to get Pre-Approved, simply complete the form on this page. The system will forward your information to our preferred list of certified mortgage professionals, familiar with our area homes who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.